POSTED BY April 4, 2012 5:17 pm COMMENTS (9)ON
I have around 40K that can be withdrawn from one of my under performing mutual funds “Principal Personal tax Saver” — this is after the lock-in period and I invested the money via SIP.
Question is — should i just withdraw in 1 shot or via SWP? I’m thinking SWP so as to average out the market. I don’t really need the money urgently. I just want it for my emergency fund (liquid fund)
The other question is — really how many folks here use SWP to withdraw money? I know everybody uses SIP to invest, but when it’s time to redeem (and you don’t really need the money) how many of you use SWP to withdraw?