Should in Invest in PPF and get out of my 2 ULIP’s ?

POSTED BY satheesh ON October 19, 2013 8:58 am COMMENTS (3)


My age is 23. I have stared to invest in HDFC Young star Premium yearly 15000.Kodak Assured income 25000 per annum.I have paid these two Premiums only 1 premiums. I am planning to go for PPF .Can i continue this above two plans or what i should do.

I need advises what to do

3 replies on this article “Should in Invest in PPF and get out of my 2 ULIP’s ?”

  1. ashalanshu says:

    Dear Satheesh, your return expectation is too much. Personally I w’d ask you to surrender both these policies.



  2. satheesh says:

    Hi Ashal,
    To be frank , I opt this two policies for Tax benefit under 80 C . But later i found this policies are wrong as Tax beneits. Kodak Assured income plan is for 30 years. For first 9 years i should pay for 25000 per yearly, then i would get remaining 21 years yearly 25000 as return and after 30 years again 2.5 lakhs..This HDFC i except around 225000 as amount and interest upto 11 to 13% . What should i do?
    Because i have paid only one premium. Hoping for your reply

  3. ashalanshu says:

    Dear Satheesh, why did you opt these policies? what do you want to get from these policies?



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