Should I take term insurance with riders or without it ?

POSTED BY ON November 2, 2013 4:09 pm COMMENTS (2)


i am interested in purchasing term insurance between 75lakh -1 crore..kindly suggest whether i should i take this policy with riders like critical illness,permanent disability  or not.. kindly suggest regarding hdfc click to protect/icici i care as their premium high as compared to other companies like bharti axa/religare


2 replies on this article “Should I take term insurance with riders or without it ?”

  1. ashalanshu says:

    Dear Tushar, please do not opt any rider.



  2. “Which company is good for term plan ” – does not have a standard answer. you can never say X or Y is best , because a big part is TRUST factor . I personally can trust AVIVA , but can you ?

    So pick 2-3 options and ask yourself which one you trust most ? premiums can be different and thats ok .


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