POSTED BY October 7, 2013 6:33 am COMMENTS (3)ON
Dear Manish Sir,
I am 26 years old working professional.
I purchased one ULIP i.e HDFC Unit linked Endowment plus-II for Investment purpose ( actually due to an agent’s advice) in 2009.
Sum assured= 1,80,000; annual premium =12,000 Tenure= 10 years
premium paid=4 annual premiums worth 48,0000
but current fund value = 36,0000.
Current status of policy is PAID UP because i have not paid 5th annual premium previous month.
I am not satisfied with the performance of this ULIP.
Should I continue with it or surrender after completing 5 years?
Seeking your valuable advice.