Should I surrender HDFC Unit linked Endowment plus-II ?

POSTED BY kanti ON October 7, 2013 6:33 am COMMENTS (3)

Dear Manish Sir,

I am 26 years old working professional.

I purchased one ULIP i.e HDFC Unit linked Endowment plus-II for Investment purpose ( actually due to an agent’s advice) in 2009.

Sum assured= 1,80,000; annual premium =12,000 Tenure= 10 years

premium paid=4 annual premiums worth 48,0000

but current fund value = 36,0000.

Current status of policy is PAID UP because i have not paid 5th annual premium previous month.

I am not satisfied with the performance of this ULIP.

Should I continue with it or surrender after completing 5 years?

Seeking your valuable advice.

3 replies on this article “Should I surrender HDFC Unit linked Endowment plus-II ?”