POSTED BY September 21, 2011 12:31 pm COMMENTS (2)
ONHi,
I’m planning to take max bupa health insurance policy.
Should I reveal to them that I am already having a cover given by my present employer?
In case hospitalisation happens to me in future, am I at liberty to choose to whom should I submit the claim? to my company so that I enjoy claim-free personal policy?
OR is it compulsory that I should submit the claim to both of them so that they share the price?
Please help me clarify these issues.
Thanks
Anand
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Thanks Abhishek for the reply.
I have applied online for max bupa policy and I did not reveal company policy in that.
Hi Anand,
You dont need to declare that you have a company mediclaim policy while taking a independant health insurance policy yourself.
When there is a claim, you can apply to your company for the claim and if it exceeds you can apply to the health insurance company.
Regards
Abhishek