Should I choose Term Insurance with Medicals or without Medicals ?

POSTED BY Kalyan ON March 26, 2014 8:17 pm COMMENTS (2)

While choosing term insurance,how should it be choosen-with medical or without medical.which will be better while claim settlement.

2 replies on this article “Should I choose Term Insurance with Medicals or without Medicals ?”

  1. ashalanshu says:

    Dear Kalyan, please opt with medical option. Post medical tests, the prem. may be loaded up depending upon any noticable thing in your medical test.

    Thanks

    Ashal

  2. curiousraj says:

    with medicals and without hiding anything. if you use tobacco then mention it.

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