Hi

I took a SBI Max Gain Loan (40L) of Jan 2013. I have SBI OD account and Saving account to repay the loan EMI. I do have online access for those accounts.

(1) I can transfer money from Savings to OD account. But the reverse is not possible. The SBI online system doesn’t give me the option for OD to Saving account transfer. Do i need to do something to get this option enabled?

(2) I want to pre-pay some amount of the loan (5L). Is that good enough to just transfer the pre-payment amt to the OD account? Or do i need to do something else?

Thanks

Ashok