Dear Ashal/Jagoinvestor team,

I recently switched my Axis bank home loan to SBI Maxgain. Axis sanctioned 61.5 lakhs and I paid EMI of 68,000 Rs for past 5 months and I got transferred to SBI with 66,000 Rs EMI for a loan amount of 61.09 lakhs (The 41,000 rs is what I paid as principal in past 5 months). So now my the my loan account look like this,

Description SBI SURAKSHIT HL MAXGN AUG 12
Book Balance -61,08,875.00
Available Balance 41,125.00
Limit 61,50,000.00
Uncleared balance 0.00
Drawing Power 61,50,000.00
Currency INR
Rate of Interest (% p.a.) 10.1%
Lien Amount 0.00

Even after the full disbursal, I cannot able to transfer from OD to my Savings account. I read from your previous answer that after full disbursal I can able to transfer the money back to my savings account. I am yet to pay my first EMI to SBI starting next month onwards.

Do I need to contact the branch for transaction rights?