SBI Life – Shubh Nivesh

POSTED BY VenuGopal ON July 29, 2013 7:48 pm COMMENTS (4)

Hi Mr.Manish,

I am 33 Years old and approched by a SBI agent on the SBI Life – Shubh Nivesh. I am working in private sector. I am planning take life time coverage with 2 lakhs per anum for 10 years. The question is it is suitable and benifitable for my age?

Thank you,






4 replies on this article “SBI Life – Shubh Nivesh”

  1. Mohit Pandey says:

    VenuGopal, Do you think 2 lacks cover is enough. If you want life cover than opt for pure term insurance.

    1. VenuGopal says:

      Hi Mr.Mohit,

      Thank you for your reply. Actually my plans to is invest on any policy now and get some regular income once I reach 45 years old. That is why I am looking at this SBI Shubh Nivesh policy. Could you please recommend me any other policy which suits for my need.

      Thank you.


      1. Mohit Pandey says:

        Venu, If you have 15 years than opt for PPF+Term Insurance. In PPF you can invest 1lacs annually. If you are married than open one PPF account for your wife also.

  2. Bond Bhai says:

    Its a Endowment Policy similar to LIC’s Jeevan Anand.

    Read this : http://localhost/jagoforum2/should-i-invest-in-sbi-life-shubh-nivesh/2154/

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