POSTED BY March 18, 2013 8:09 am COMMENTS (2)
ONHi
I am planning to take SBI e-shild term plan for SA 50 Lakh (for my income limit ) .
any one please advise me on above policy My age is 31 and i am taking tablets for hormone disorder namly Hypothyroidism and i am an non smoker.
kindly suggest
Madhukara A R
Advocate
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Dear Madhukara, on what basis you pick SBI’s E-shield? How did you pick 50L sum assured? What about your current loan liabilities? Other assets & investments? No. of dependents?
Thanks
Ashal
There are much cheaper online plans available.
Premium will be lower if you increase the sum insured to above 50 lakhs usually.
If you are unmarried and plan to get married and have children in future be sure to increase cover later.
Be sure to mention your condition although it may not lead to loading.
Use online portal such as policy baazar to check term plan premiums