I could not differentiate between Normal Homeloan and SBI Max Gain Home Loan hence I am raising this query with examples. If I take loan of 3250000 for tenure of 180 months @10.15% interest. I will have to pay Rs 35224 as 180 nos of EMI incase of normal home loan. Now with SBI MaxGain , If I take same loan and if I park say 32.50 Lacs in MG account how interest and nos of EMI will be calculated.

Will EMI amount go down or Nos of EMI goes down. Please guid me.