POSTED BY June 6, 2012 3:18 pm COMMENTS (13)ON
I’ve taken a Home loan from SBI, bangalore on June 2009. Now my interest rate is 12.75% and my outstanding amount is 27 Lakhs. Now SBI has provided an offer where we need to pay 1% of outstanding ( appr 27,000 in my case) as a fee and get my interest lowered to 11%.
My sanctioned amount was Rs.3050000, hence I’m not eligible for Overdraft facility. I’m bit confused now. Should I pay 1% outstanding fee and get my interest to 11% or should I switch to some other nationalised bank.
Pls send me ur suggestions
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