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POSTED BY ON August 4, 2011 10:23 am COMMENTS (5)
SBI has launched the new Flexi Smart insurance Plan. Experts kindly provide their views on it..tx.
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Sounds another addition to the already redundant list of plans… Tx Ramesh !
Sounds another redundant plan to the already redundant list… Tx Ramesh !
what is the your aim, and what kind of utility do you expect from this plan?
I already have SBI term plan and SIP + PPF combo.. Was just wondering what sort of a plan is this, as it says variable year interest rates.. Can you shed some light on it?
It will give you an interest rate at the start of every year, which is variable and declared at the start of year. Also there is an additional rate, which is not fixed – it may or may not be there and is declared at the end of year.
There is guaranteed interest rate of 2.5% (yes 2.5).
I dont see the utility of any of these for either savings or anything else.