Right time to invest in MF ?

POSTED BY mahesh vasant shirodkar ON February 3, 2011 8:57 am COMMENTS (8)

Hello Friends,

I am a newbee to MF’s, is it the right time for investing in mutual funds, how are the markets doing ? i was interested in HDFC Top 200 MF. (SIP MODE)

8 replies on this article “Right time to invest in MF ?”

  1. mahesh vasant shirodkar says:

    Thanks Bharat Ravindran Ramesh and Atul.

  2. Atul says:

    Hi Mahesh,

    There is nothing like perfect timing of entering into stock market or Mutual Funds. Do not attempt to time the market.

    Mutual funds are long term investment. Keep investing through SIP in good funds and you will earn benefits.



  3. Rajendran says:

    There is no good time to start a SIP as SIP is going to give you the average over a period of time.

    Best stratergy as far I know would be start the SIP and keep monitoring your fund. If fund/market goes down substantially go for a lumpsum investment into the fund.

    How many of you agree with the above way of investing i.e. have SIP and when market give you a oppurtunity say 5-8% down. Do put in a lumpsum amout.

    1. Ramesh says:

      thats a good method.

      buy good at cheaper rates.

    2. Ajay says:

      @Rajendran – A small step I started was to invest 500 Rs additional for each 150 points fall in SENSEX. Working out till now, but if markets keep on falling then I may have to let go this 🙂

  4. bharat shah says:

    also better do asset allocation, and rebalance as per your set strategy

  5. Hello Mahesh,

    Two part answer:

    1. It is always a good time to start investing in well-diversified funds using the SIP mode, as long as your outlook is long-term. By long-term, I mean a time-frame not less than 2-3 years. So, if you are looking to do monthly investments in HDFC Top 200 fund for the next 2-3 years, there is no bad time to start.

    2. If you are specifically looking for a good time to start, now would be one.

    Happy investing!


    1. mahesh vasant shirodkar says:

      Thanks! Srikanth.

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