Hi Friends,

I have begin SIP in HDFC Balanced Funds – Growth option, equty oriented, from last Aug, along with some other funds.

I am monitoring my portfolio regulararly. I have seen a shard decline in the return of of HDFC balanced fund. When i begun investment, it was 5 VO rating, then it declined to 4, and then recently to 3 start (as per moneycontrol rating).

This fund has also produced me negative return of around 5% during last 1 year.

Then i want to know should i stay invested in this fund?

Should i switch to other well performing balanced fund, like icici pru. balanced?

Or should i include any debt / dynamic bond fund in my portfolio, so that it can fill up loss occured by this balanced fund?

I have investement goal of 4-5 year for this portfolio.

Though i have continued my SIP as it is.

Thanks in advanced.