POSTED BY December 19, 2010 6:33 pm COMMENTS (7)ON
This is my SIP portfolio for 2011. Please give your suggestions:
Franklin india bluechip- 25%
dspbr top 100 – 10%
hdfc top 200: 25%
idfc premiur equity a 25%
reliance reg savings 15%
This is only for equity part.is it a good one for moderate aggressive investor?
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7 replies on this article “Review my SIP portfolio for 2011”
Your portfolio looks very much similar to the portfolio what I am planning to create with just one change. I would add HDFC MID-CAP fund instead of DSPBR TOP 100.
Of course the allocation varies a bit too…
I hope your portfolio does well in the coming years.
I may sound a little negetive, but you have too many SIP’s.
If I would have been in your place I would only continue with HDFC TOP 200 & IDFC PREMIER EQUITY.
Try and understand, the more funds you have the more are chances that you would have very meagre returns. Continue with good return yielding funds rather than the whole chunk of it.
My suggestion is to remove DSP 100. allocate 25% to each of the remaining 4 funds.
Simpler to maintain.
Having 5 funds is actually overdiversification!!
You can replace Franklin Bluechip fund with HDFC Equity Fund. Also, sit on some cash as year 2011 will give you good time to invest lump sum in these funds.
Hope it will help you.
Not sure about your age. If you are in thirties the SIP portfolio looks fine. Add couple of Balanced funds too.
However if you are in 50s then have more exposure to Debt fund and less on Equity funds.
You have not mentioned which fund from IDFC, other funds are good. You can expect decent returns over a long period of time.