POSTED BY December 29, 2010 12:36 am COMMENTS (3)ON
My portfolio consists of the following:
1. EPF contribution (includes employer’s part) of 90k per annum.
2. PPF contribution of 70k per annum.
3. Mutual fund SIP of 8k per month (i.e. 96k per annum) in the following funds:
a. HDFC top 200 ( Rs 3000 per month)
b. DSP BR equity top 100 (Rs 3000 per month)
c. IDFC premier quity plan A (Rs 2000 per month)
In all the above funds, I have been investing in growth option and my horizon is for 15-20 years. As you can see that I am investing 25% (Rs 2000 out of 8000) in mid/small cap and the rest in large cap.
What is your take on my MF portfolio? Do you think I have a good portfolio to give good and stable returns. I know I am investing a bit more in EPF/PPF as compared to MF which may hamper my returns in long term but I am fine with that as I prefer less risk. Any suggestion or thoughts would be of great help. Thanks in Advance for your time and effort.