Requirement of Credit Card for building credit score ?

POSTED BY Sibin ON January 16, 2014 10:15 am COMMENTS (4)


I need your valuable suggestion to build the credit score. Till now I dont have any credit cards or any personal loans. Although I am not interested to use any credit cards, I think it is required to build a credit score. Is a FD with a credit card option (available in ICICI) will help me to build the credit score?



4 replies on this article “Requirement of Credit Card for building credit score ?”

  1. Sibin says:

    Thank you Ashish

  2. Ashish Garg says:

    Hi Sibin,

    Once you have the credit card, use it wisely so that you don’t overspend and also keep paying your dues timely to build a good credit score.


  3. Sibin says:

    Thank you Ashal

  4. ashalanshu says:

    Dear Sibin, yes you may use FD linked CC. Not only ICICI but almost all banks are offering such cards.



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