5 replies on this article “Reliance Golden Year Plan”

1. Ashal Jauhari says:

   February 13, 2013 at 10:37 pm

   Dear Parag, please compare the performance of your fund against Nifty & Sensex. If it’s performing as per your expectation, continue else surrender. Personally I’m not a fan of ULIPs or ULPPs.

   thanks

   Ashal

   Reply
2. Ashal Jauhari says:

   February 13, 2013 at 2:52 pm

   Dear Parag, are you aware that this Rel. plan is a retirement plan? If you opt to surrender now, it ‘ll be taxable. If you continue the return may not be good. What’s your take now? Are you ready to correct your mistakes for a better future? Please decide.

   Thanks

   Ashal

   Reply
   1. Parag Gupta says:

      February 13, 2013 at 8:05 pm

      Hi Ashal,

      Yes I understand that. I actually decided to surrender it but was seeking the opinion of the community members also before proceeding to surrender it. If there is a possibility of this fund performing well in future , I may opt to keep invested.

      Brgds
      Parag

      Reply
3. Ashal Jauhari says:

   February 13, 2013 at 2:53 am

   Dear Parag, why did you invest in this plan at the start? What was your requirement?

   Please answer.

   Thanks

   Ashal

   Reply
   1. Parag Gupta says:

      February 13, 2013 at 10:57 am

      Hi Ashal,

      I invested in this Plan to save Income Tax under section 80C. I can now manage to save for income tax without this investment. So I am looking for your expert suggestions if I should remain invested and further invest in to it for long term capital gain or I should surrender it and look for the better options?

      Thanks for your help as always.
      Brgds
      Parag

      Reply

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