10 replies on this article “query regarding life insurance online term plan”

1. Pranay Parulkar says:

   June 27, 2012 at 12:07 pm

   sir our family is a small family compromising of only three members , me , my father and my mother and only my father is earning hand as of now as I am a student age 21 and my mother is a housewife. my father believes that every individual should have a mediclaim and life insurance so his family members does not come under pressure in case of an unfortunate event. so he told me to look for a good life insurance policy for him. all three of us have mediclaim of abut 1.5 lakh each and 3 lac different mediclaim in form of family flotter. plus very recently we buyed a life insurance policy for my mother from sbi life when we were in sbi bank branch for our kcc formality. please suggest which is a better plan for us. our family anuual income is about 6 lakh annum.

   Reply
   1. Ashal Jauhari says:

      June 27, 2012 at 12:50 pm

      Dear Pranay, what are the assets & investments of your family as on date?

      Thanks

      Ashal

      Reply
      1. Pranay Parulkar says:

         June 27, 2012 at 2:27 pm

         our house, couple of parantle property, mothers parantle property in form of agriculture land,one car, one two wheller. and fix deposite.

         Reply
         1. Pranay Parulkar says:

            June 27, 2012 at 2:29 pm

            plus fathers gpf.

            Reply
            1. Ashal Jauhari says:

               June 29, 2012 at 12:42 am

               Dear Pranay, after knowing all the assets & investments details – in my opinion, your father does not need a term plan. If you people still want to go ahead. Well your choice, all that I can say.

               Thanks

               Ashal

               Reply
2. Ashal Jauhari says:

   June 25, 2012 at 1:48 pm

   Dear Pranay, is it you who is purchasing the term plan or your father ‘ll purchase & you are merely searching for him? May I know the exact requirement for him?

   Thanks

   Ashal

   Reply
   1. Pranay Parulkar says:

      June 25, 2012 at 10:41 pm

      sir, I am only searching for him, my father would buy it and will be the owner.

      Reply
      1. Ashal Jauhari says:

         June 26, 2012 at 12:06 am

         Dear Pranay, are financial liabilities still open for your father at this stage of life? Please confirm.

         Thanks

         Ashal

         Reply
         1. Pranay Parulkar says:

            June 27, 2012 at 11:03 am

            no sir, there are no financial liabilities attached with him. we are financially sound.

            Reply
            1. Ashal Jauhari says:

               June 27, 2012 at 11:18 am

               Dear Pranay, if there is no financial loss involved, why does your father want to insurer himself for a term plan at his age of 50+ & the fact that prem. ‘ll be on the higher side.

               Thanks

               Ashal

               Reply

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