I and my spouse want to buy Term insurance plan SA 70 lac each, I have shortlist TATA AIA- Maha Raksha Supreme, Max life Platinum life II and Aegon Religare.

Is these term insurance that I have select good to buy? is there any other good policy? please suggest.

Second, I have read an article on Jagoinvestor that one should buy two policy (for 70lac – 35lac in two different co.) should I buy two policy of total 70 lac.