Preventive health check-up and Section 80D

POSTED BY Prasoon ON June 13, 2012 4:37 pm COMMENTS (9)

According to the Finance Bill, 2012 – Preventive health check-up cost up-to 5000/- is eligible for Section 80D (Within 15000/- limit).

Can we submit those (Preventive health check-up) bills for medical reimbursement purpose and avail tax benefit?

[EDIT] A bit clarification to my question –

5000/- is eligible for Section 80D – that’s pretty straight.

Generally employers provide medical reimbursement of 15K, which is exempted of tax. For that we need to provide medical bills. Can we provide these Preventive health check-up bills to claim this benefit? A scenario –

Section 80D benefit – 15K, Medical reimbursement – 15K

A – Person takes health insurance – 11K
B – Person goes through Preventive health checkup 1 – 4K
C – Person goes through Preventive health checkup 2 – 4K
D – Person has Medicine and Hospital bills for 10K

Now, can he produce –
For section 80D – A+B and for
Med Reimb – C+D ?

9 replies on this article “Preventive health check-up and Section 80D”

  1. Puneet says:

    Do we have the preventive health checkup eligibility now for tax savings in the current financial year and what is the limit for the same.

    1. Not sure as of now. Will have to find more on this.

  2. Zoeb says:

    As per my understanding the new rule of 5K will be applicable only after 1st april 13, so wont be able to show for income tax deduction during the current financial year

  3. tdua says:

    Dear Sir,

    If I go to hospital for utrasound test, CT or Total Blood Count test. Shall I take benefit the amount under section 80 D ( Mediclaim )

    Thanks
    Tarun

  4. SarangAnajwala says:

    Is this preventive health checkup deduction available for FY 2012-13 (AY 2013-14)?
    Also, are there any specific categories covered in this?

    1. Dear Sarang, the said prev. health check up is available in current Fy 2012-2013. There is no specific category to be eligible. The general preventive health check up plans offered by corporate hospitals all over India ‘ll be eligible for this tax benefit.

      Thanks

      Ashal

  5. Prasoon says:

    A bit clarification to my question –

    5000/- is eligible for Section 80D – that’s pretty straight.

    Generally employers provide medical reimbursement of 15K, which is exempted of tax. For that we need to provide medical bills. Can we provide these Preventive health check-up bills to claim this benefit? A scenario –

    Section 80D benefit – 15K, Medical reimbursement – 15K

    A – Person takes health insurance – 11K
    B – Person goes through Preventive health checkup 1 – 4K
    C – Person goes through Preventive health checkup 2 – 4K
    D – Person has Medicine and Hospital bills for 10K

    Now, can he produce –
    For section 80D – A+B and for
    Med Reimb – C+D ?

    1. Dear Prasoon, a plain answer is yes.

      Thanks

      Ashal

  6. Zoeb says:

    yes you can avail the tax benefit of Rs 5000/- for preventive health check up

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