Premium Increased while taking Aviva i-life term insurance

POSTED BY tusharsharma.id@gmail.com ON November 22, 2013 11:20 pm COMMENTS (5)

Hi Manish

I hope you doing well at your end..

actually i need your advice as i have applied for term plan aviva ilife (75lakh,age 30 years(disabled),tenure 30 years no smoker) ..standard premium was offered to me was Rs 6987..But after medical tests, they have hiked my premium by Rs 5308..Reason given by aviva Family History and Overweight..as my both parents are diabetic and i am overweight.. kindly suggest wht to do ?

if i further apply for any other critical insurance plan then surely premium will be high in addition to this one..

5 replies on this article “Premium Increased while taking Aviva i-life term insurance”

  1. ashalanshu says:
    November 24, 2013 at 8:12 am

    Dear Tushar, Please do not create your own myths. First apply for health insurance and let the insurer decide. 🙂

    Thanks

    Ashal

    Reply
  2. tusharsharma.id@gmail.com says:
    November 23, 2013 at 9:01 pm

    Thanks for timely help..

    Not in CI, Surely i will face this problem in health insurance…Any suggestion …

    Reply
  3. ashalanshu says:
    November 23, 2013 at 10:54 am

    Dear Tushar, CI policy prem. may not be hiked as this ‘ll be underwritten by diferent underwriters in a different insurance compnay and that too General insurance not like Life insurance here.

    Thanks

    Ashal

    Reply
  4. tusharsharma.id@gmail.com says:
    November 23, 2013 at 10:05 am

    Hi Ashal

    Thanks for advice as i agree..
    But kindly elaborate as i am going to face this problem of premium hike for policies that i am going to apply like critical illness..

    Tushar
    Fan of Jagoinvestor

    Reply
  5. ashalanshu says:
    November 23, 2013 at 9:57 am

    Dear tushar, please accept the prem. hike for the reasons given by AVIVA.

    thanks

    Ashal

    Reply

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