One reply on this article “Post of MIS schem or Mutual Funds MIP plans — Which is best?”

1. MoneySavingsHelp says:

   September 25, 2010 at 11:18 am

   The returns of Post office MIS are fixed, but it is 100% guaranteed. Mutual funds are able to give you high returns over a period of time as compared to post office. But remember, when market crashes, sometimes mutual funds are not able to give any dividend / profit, as it happened in 2008.

   So, if you’re looking for “regular” monthly income without any fail, go for post office MIS.
   And if you can take little stock-market risk, digest volatility, & have other source of income also, go for mutual funds MIP.

   You can also divide your investments in these 2 as per your target & risk-appetite.

   The following article will help you further.
   http://www.investmentkit.com/government/pomonthlyscheme.shtml
   http://www.investmentkit.com/government/faq-monthlyinmcome.shtml

   MoneySavingsHelp

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