September 25, 2010 10:30 am
Which of the two can give better returns over a longer period of time?
The returns of Post office MIS are fixed, but it is 100% guaranteed. Mutual funds are able to give you high returns over a period of time as compared to post office. But remember, when market crashes, sometimes mutual funds are not able to give any dividend / profit, as it happened in 2008.
So, if you’re looking for “regular” monthly income without any fail, go for post office MIS.
And if you can take little stock-market risk, digest volatility, & have other source of income also, go for mutual funds MIP.
You can also divide your investments in these 2 as per your target & risk-appetite.
The following article will help you further.
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