Porting Senior citizen mediclaim policy from ICICI Lombard to L&T Medisure Plan

POSTED BY vphonsa ON April 5, 2014 10:21 pm COMMENTS (3)


From past 5 years I was buying ICICI lombard health policy for my mother (Past premium – 9000 for 3 Lac & current age – 63). Recently I got a letter stating the ICICI product has been taken out and I was given an option to ”choose” another plan with premium = 27000.

This is too high premium, I checked online and zeroed in to L&T insurance\’s ’Medisure Classic plan’ with Premium = 15780 for 4 Lac, they were giving a rider of double cover i.e. 8 Lac for any of the 9 critical illnesses (each critical illness covered only once). My question is will it be wise enough to shift to L&T, as this is a relatively newer player in the market and also will they port in my existing benefits i.e. waving off waiting period for pre-existing as I am porting in from another insurer, where I renewed for 5 years.

Kindly advice. Thanks,


3 replies on this article “Porting Senior citizen mediclaim policy from ICICI Lombard to L&T Medisure Plan”

  1. ashalanshu says:

    Dear Vishal, thanks for the update.



  2. vphonsa says:

    Thanks Ashal. I did that, the medical examination is in progress now!

  3. ashalanshu says:

    Dear Vishal, please contact LnT and wish that you want to port your existing policy. Let them offer you a suitable quote for porting.



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