PORTFOLIO ANALYSIS

POSTED BY Jig ON July 9, 2011 3:49 pm COMMENTS (7)

I have my portfolio as under:
Can you please share your comments if i want to go longer with this fund. Is any fund need to stop /remove for better & consistence return.
I have one year old kid in my family.

SIP:
HDFC TOP200- 5500 ( child education ) started Nov-2010
FTI Dynamic PE Ratio FOF – 4500 ( child school expense  after 5 years) started May 2011

HDFC Midcap Opp- 2000 ( Going to start July20 2011)

Fixed:
DSPBR Equity-15000
Reliance MIP- 23000 Market value
STP of 35000 HDFC Equity-34500 Market value ( started Sept 2010)
STP of 40000 Reliance RSF- 40000 Market value ( Started Sept 2010 )

Hard Gold coins: 1 Lac Market value..

 

I want to plan and invest for retirement appx.7000 pm

I have capacity to maintain this within next 4 to 5 Years.

Please share your comments

 

Thanks

7 replies on this article “PORTFOLIO ANALYSIS”

  1. nitisha_sharma says:

    Investment analysis portfolio Management can help you find out the Stock Valuation and Company Analysis for FREE. MoneyWorks4me gives you all the information about FREE Stocks portfolio verdict analysis, investment portfolio, top stocks to buy. It is a good timing for investors decide to make portfolio investment in stock market.

  2. Jig says:

    Hello Ashal,
    Thanks for reply. I will do that once i will be in india.
    TATA Ret Fund i opted for starting SIP as retirement planning but due to mistake in form , SIP not activated. and i left with only that amount as invested in fund.

    1. Dear Jig, there is no need to save for retirement though a pension plan or a retirement mentioned fund. If you are disciplined enough, even a multi cap fund can be your retirement investment.

      Thanks

      Ashal

  3. Dear Jig, out of the 3 multicap you have invested in, please opt one & switch from the others to the opted one. DSP Eq. / HDFc Eq. / Rel. RSF Eq.

    CAn you please elaborate your reasons to invest in to TATA Ret. fund?

    Thanks

    Ashal

  4. Jig says:

    Hello Ramesh,
    sorry if i have made confusion for understanding of portfolio.
    At current moment, all STP is already over and my investment are as under:
    HDFC TOP 200: 5000 SIP
    FTI PE RATION FOF: 4500 SIP
    IDFC PREMIUR EQUITY: 3000 SIP
    BSL 95 : 2000 SIP

    LUMSUM INVESTMENT:
    DSPBR: INVESTMENT 15000 CURRENT VALUE: 14700
    RELIANCE MIP: CURRENT VALUE: 22000 ( SAME AS INVESTED)
    HDFC EQUITY: INVESTED 35000 ( THROUGH STP FROM MIP) CURRENT VALUE 29000
    RELIANCE RSF: INVESTED 40000 ( THROUGH STP FROM MIP) CURRENT : 32000
    TATA RETIREMENT SAVING PLAN : 10000 LUMSUM ( I STARTED SIP COULDNT INITIATE DUE TO MISTAKE IN SIP FORM)

    DEBT PART:

    FD: 2.5 LAC
    GOLD: 1.5 LAC ( YEP I PURCHASED PHYSICAL FOR INVESTMENT )

    I checked today only your reply and so replying you at the same moment.

  5. Ramesh says:

    @ Jignesh

    Understand that there are two distinct types of funds. One type is multicap with no restriction of cap or sector (though there can be a biased style of the fund manager). eg of such funds in your portfolio are DSP equity, HDFC equity, reliance RSF.
    The other type is cap-restricted or thematic, etc. HDFC Top 200 and HDFC Midcap opportunities. There is nothing wrong in either group, but you should know which is which, and what that particular fund is doing in your portfolio.

    The SIP look well and good. No need to change in terms of allocation percentages also.
    whether you are separately investing in top 200 and midcap opp or you are singly investing in hdfc equity will work out similarly.

    But I cannot understand the STP. STP from what to what?
    And Gold coins? Are they some kind of gift or you have purchased them separately?

    And is the 1 lakh in hand separate from gold coins?
    What about debt part of your portfolio (apart from MIP and Dynamic PE fund)?

  6. jignesh says:

    No comments??

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