11 replies on this article “Please suggest mutual funds for longterm investment”

1. Pankaj Vasudeo says:

   June 19, 2012 at 11:46 am

   please suggest 2 more funds for my brother
   he is my business partner 50%
   and earns like me and liabilites same like me
   my portfolio is 5000 HDFC top 200 and 5000 Quantum long term
   my brother wanna invest 10,000
   but i want diff funds from him
   please suggest 2 funds
   time horizon is same like mine

   Reply
   1. Ramesh says:

      June 19, 2012 at 12:23 pm

      Why different?
      Anyways, go with Franklin Prima Plus and DSPBR Top 100. (nearly same profile as your other 2 funds).

      Reply
   2. Ashal Jauhari says:

      June 19, 2012 at 5:54 pm

      Dear Pankaj, DSP Top 100 in place of HDFC Top 200 & HDFC Eq. in place of Quantum Long Term Eq.

      Thanks

      Ashal

      Reply
2. Pankaj Vasudeo says:

   April 17, 2012 at 3:05 pm

   Hi there
   another query
   My dad is senior citizen 63 years
   he wants to invest 3 lakhs
   how can he beat return of FD
   secure investment only
   he is already having 5 lakhs in FD 10%
   he is in 10% incometax slab

   Reply
   1. Ramesh says:

      April 17, 2012 at 3:40 pm

      There is no secure investment which can surely beat FD return. Sorry.

      Reply
3. Pankaj Vasudeo says:

   April 13, 2012 at 8:40 pm

   thanks Ramesh and ashal
   Ashal please let me know the benefits of investing on 2 different dates
   and please suggest me dates too
   my SIP is rs 2000 on every 10th

   Reply
   1. ashal jauhari says:

      April 13, 2012 at 9:27 pm

      Dear Pankaj, when market is falling or remains in range, the confidence of investors may become weak. This is where this different Date SIP provides a soothing help. On the basis of past data, there is not much difference on a single SIP or multiple SIP in a month.

      Thanks

      Ashal

      Reply
4. ashal jauhari says:

   April 13, 2012 at 4:31 pm

   Dear Pankaj, Out of 8K Rs. invest 3K Rs. in HDFC Top 200 fund on a different date & invest another 5K Rs. = 2500*2 on 2 different dates in Qunatum Long Term Eq. Fund.

   Thanks

   Ashal

   Reply
   1. Rakesh Kumar says:

      April 13, 2012 at 7:37 pm

      Dear Ashal,

      For long term (5, 10 or 15 yrs.), how much difference would it make if investments are on two different dates…?

      Thanks,
      Rakesh

      Reply
      1. ashal jauhari says:

         April 13, 2012 at 9:23 pm

         Dear Rakesh, the idea is to capture the market volatility across the month in our favor. The difference in return may be negligible but this to give a comfort zone for the situation – You invested 5K single SIP & market tanks but 2500*2 dates SIPs ‘ll provide cushion. Of course in a single line upward movement, this SIP may generate lesser returns.

         Thanks

         Ashal

         Reply
5. Ramesh says:

   April 13, 2012 at 1:35 pm

   Either add that extra money to HDFC Top 200 or get Franklin Prima Plus / Quantum Long term equity.

   Reply

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