Hello Sir,

Iam 27 yrs,Single,

At present my Portfolio Looks like…

Salary=37000/month

Expense=12000/month

Therefore,Savings= 25000

Investing= 20000 & Rest 5000 in S/B Acc with 8% interest(Kotak Bank)..

Health Insurance: SA=5 Lac( Religare Care) though Medimanage.

For 80C Tax Saving:-

1. EPF= 4350/month(deducted from Salary)

2. GSLIS= 315/month(deducted from Salary) i.e. Total = 56000/yr

SIP in MF:-(Starting from June 2013) Investing For 5+ Years..

1 Franklin Bluechip= 5000/month 

2. Quantum Long Term= 5000/month

3. SBI Emerging Bussiness= 5000/month(for Mid Cap Exposure)

Now, for the balance 44000/- i want to invest in ELSS for Tax Saving.

Q.1. Please suggest a  fund in which should i go for?? How will be Axis Long Term Equity??

Q.2. I want to invest another 5000/month in PPFAS NFO.. Should i go for it??

Q.3. I need a Term insurance of 75 Lac till age 60. Is online Term Plan are better option or should i go for offline?? And which Company will be a better option for the Term Plan??

Q.4. Are my Investments are in a right direction?? Please throw some light. Thank You..