POSTED BY May 6, 2013 1:41 pm ONE COMMENTON
Iam 27 yrs,Single,
At present my Portfolio Looks like…
Investing= 20000 & Rest 5000 in S/B Acc with 8% interest(Kotak Bank)..
Health Insurance: SA=5 Lac( Religare Care) though Medimanage.
For 80C Tax Saving:-
1. EPF= 4350/month(deducted from Salary)
2. GSLIS= 315/month(deducted from Salary) i.e. Total = 56000/yr
SIP in MF:-(Starting from June 2013) Investing For 5+ Years..
1 Franklin Bluechip= 5000/month
2. Quantum Long Term= 5000/month
3. SBI Emerging Bussiness= 5000/month(for Mid Cap Exposure)
Now, for the balance 44000/- i want to invest in ELSS for Tax Saving.
Q.1. Please suggest a fund in which should i go for?? How will be Axis Long Term Equity??
Q.2. I want to invest another 5000/month in PPFAS NFO.. Should i go for it??
Q.3. I need a Term insurance of 75 Lac till age 60. Is online Term Plan are better option or should i go for offline?? And which Company will be a better option for the Term Plan??
Q.4. Are my Investments are in a right direction?? Please throw some light. Thank You..