Personal Accident Policies – National / Private Players

POSTED BY rakesh ON December 13, 2011 8:32 pm ONE COMMENT

Dear Members,
Inviting feedback on your experience with National / Private players with respect to Personal Accident policies. Which are better? How is the claim-settlement ratio?
I have been thinking for over 6 months now on which one to buy?

Rakesh

One reply on this article “Personal Accident Policies – National / Private Players”

  1. CodeRed says:

    Dear Rakesh, for personal accident policy, you can go for either public or private insurer. The IRDA rules and regulation are so stringent and strict these days, it really doesn’t matter whether its a public or private insurer. The rules and regulations set by IRDA are common for every insurer in the country. Preferably, you can take personal accident policy from a general insurer. Choose the insurer which suits your needs best. Also, do remember to fill the proposal form honestly.

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