POSTED BY January 29, 2014 4:53 pm COMMENTS (3)
ONHi,
I opened salary a/c with HDFC bank in 2010. I operated this a/c for 2 yrs. Later on due to relocation to another city and change of employment, I opened salary a/c with another bank and stopped using HDFC a/c.
When I stopped using HDFC a/c my a/c balance was 2,500/-. HDFC deducted this amount over the period of last 2 yrs and now my a/c balance is zero.
When I approached HDFC for closure of the a/c they declined to close the a/c and said that penalty of approx 4,000/- is due for not maintaining minimum balance. (As per HDFC Rs. 10,000/- should be min monthly balance).
What should I do now? Will this affect my CIBIL score if I keep the a/c as it is and don’t pay penalty?
Please suggest.
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Dear RRG, please check this.
jagoinvestor. com/forum/hdfc-salary-account-closure-because-of-unauthorised-dues
Thanks
Ashal
Dear RRG, please read similar query discussed here few days back in the forum dealing the similar situation for an HDFC salary account.
thanks
Ashal
Dear Ashal,
I am unable to find out the old article mentioned above.
Please help me with the link of this article or please tell how can I find out the old article.