4 replies on this article “PA and Permanent Disability insurance policy”

1. Raja says:

   March 21, 2014 at 9:27 am

   Check HDFC Ergo personal accident policy

   Reply
2. nitin tiwari says:

   March 20, 2014 at 9:35 pm

   Many thanks for Revert.

   I am looking for a cover of 50 lakhs , with complete coverage on accident death , Permanent disability and other kinds of disability.

   Looking back at the article posted in 2011 , i reffered to Bajaj allianz as an option however this policy seems to be a little complex as they are mixing wider with comprehensive which has limit of 5 lakh.

   Thus i would request you to please sugget an ideal policy , which has more emphasis on diability factor rathre than death ( as i already have term insurance to cover).

   Thanks

   Reply
3. ashalanshu says:

   March 20, 2014 at 12:33 pm

   Dear Nitin, can you elaborate your requirements?

   Thanks

   Ashal

   Reply
4. Raja says:

   March 20, 2014 at 12:27 pm

   Both cover different things and are mostly offered in conjunction in any policy

   PA – Death due to accident
   PD – Permanent disability due to accident. Definition of permanent disability might differ as per insurers

   There is no question regarding which is better, both have their own importance

   Lot of policies available online which offer this coverage

   Reply

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