If i have multiple term insurance instead of one for 30 years, it will charge me more.

shall i have multiple term insurance with different tenure like

1. 30 years.

2. 10 years.

3. 20 years

My family will need more money when i will die early.

If i am no more after 20 years, might be i have saved some money for my family using other investment within 10-20 years. I need your opinion on this?

I read your many articles , you are awesome in financial domain.

Learn lot from your website