Need Reviews on these 3 Mutual Funds

POSTED BY RakeshSeshadri ON June 26, 2011 3:19 pm COMMENTS (2)

Hi ,

I have been investing in the below mentioned funds for the past 4 Months .

1.Franklin India Prima Fund – Growth

2.Franklin India Bluechip Fund – Growth

3.Templeton India Growth Fund – Growth

Now the value of funds have given down the actual cost i have invested. So Kindly let me know whether it is good to continue with Investment or redeem the existing amount

 

Thanks,

Rakesh

2 replies on this article “Need Reviews on these 3 Mutual Funds”

  1. Ramesh says:
    June 27, 2011 at 11:05 am

    @Rakesh

    If you are looking for funds/investment vehicles, in which the value of the investment does not / cannot “ever” go down below the actual cost value. Then, you CANNOT:
    – invest in any mutual fund, whether equity/debt.
    – invest in any stock/share.
    – invest in Ulip / traditional insurance-cum-savings plan.
    – Real estate.

    What you have got left is:
    1. Bank FDs.
    2. PPF / NSC
    3. Post Office Schemes.
    BUT, the problem in all these schemes will be that you will bear the inflation risk. And your actual purchasing power will decrease.

    In the end, it is your decision.

    By the way, all 3 of your funds are well managed funds. And you should continue with these. You should also stop looking at the fund value every day!!

    Ramesh

    Reply
  2. Jagadees says:
    June 27, 2011 at 3:10 am

    @Rakesh

    I guess forum members can answer in a better way if you mention following things like
    1. your investment goal and tenure for the investment
    2. your thought process behind selecting the above funds
    3. your returns expectation and your benchmark to evaluate your fund performance

    Regards
    Jagadees

    Reply

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