Need help on EPF and EPS (Got less EPF money)

POSTED BY deeps ON January 12, 2014 10:00 pm COMMENTS (5)

Hi All,

I have a few queries related to EPF hope anyone can help me out. I had left my job (Aug 2013) and applied for EPF and EPS withdrawal in full. I have got back my EPF amount after 3 months ( in Nov). I have noticed a difference in the amount recieved which is less and the total contributed by me and employer excluding eps share. the difference is close to 4k+. my queries.

1) how much time does it take for EPS amount to receive/credit?

2) whom to approach for transactions of my EPF account Employer or EPFO? I have downloaded E-Passbook but it is updated till dec 2012 only and that too it shows only EPS amount, also the transactions prior to Apr 2012 are not present. 3)does the entire EPF transactions get cleared after withdrawal ? I think it is not shown in Epassbook after withdrawal but not sure.. or The EPF transactions are not update by EPFO from 2012?

I want to get the truth as to what has happened to the amount. I recieved 50.8k one time credit which would be for EPF only. EPS still pending. but my calculation with ref to total contribution show 55.6k (with interest till Aug 2013). Even without interest amount is greater than received.

So please help me on further steps.. it is already late.. but at least I can raise the issue.looking forward to your precious advice..

Thanks,

Deepak

5 replies on this article “Need help on EPF and EPS (Got less EPF money)”

  1. ashalanshu says:

    Dear Deeps, please file RTI to know the clear details.

    Thanks

    Ashal

  2. deeps says:

    One more thing is there any TDS on the EPF amount? if TDS is deducted then it resolves my query..

  3. deeps says:

    @Rahul : I have cross checked my amount several times. I have document from my company which shows higher amount but that also excludes the last month’s contribution… And the Pension amount is separate which comes to around 11k.

    @Ashal: Should I go ahead and directly file RTI or first post a greivance on EPF site which is http://epfigms.gov.in/grievanceRegnFrm.aspx?csession=F9X4ZBjrMf2&.

    Thanks,
    Deepak

  4. rahul123 says:

    First check if your calculations are correct, have you taken pension amount fund into account ?

    Thanks,
    Rahul

  5. ashalanshu says:

    Dear Deepak, please file an RTI application with your EPFO to know the real thing for your PF account.

    Thanks

    Ashal

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