Hi I’m a 27 years old bachelor and following is my mutual fund portfolio:

1.  ICICI PRUDENTIAL FOCUSED BLUECHIP EQUITY FUND – REGULAR PLAN – GROWTH (Rs.3000 SIP monthly)

2. RELIANCE EQUITY OPPORTUNITIES FUND – GROWTH PLAN GROWTH OPTION (Rs. 1000 SIP monthly)

3. HDFC Top 200 Fund – Growth (Rs. 1000 SIP montly)

4. HDFC TaxSaver – Growth  (Rs. 1000 SIP montly)

5. DSP BlackRock Top 100 Equity Fund – Regular Plan –

Growth (Rs. 1000 SIP montly)

These investments have been running for last 3 years.

I feel that the portfolio has a higher exposure to large cap stocks; and no enough emphasis on small & mid cap. Is it possible to switch the DSP T100 to HDFC T200? If yes, is that a wise move? My investment plans are for 10-15 years.

Also from next month, I’m having a job change and in that case can invest and additional 5k per month. I’m planning to start a new mid& small cap fund SIP and one more ELSS with that. Is this a wise move? Kindly advise.