Need a reason to surrender LIC Jeevan saral and Jeevan Anand

POSTED BY Khushi ON March 31, 2014 8:27 pm COMMENTS (5)


I have Jeevan saral and Jeevan Anand policy of LIC. In few articles i read that people havE surrendered them but i am not clear about it. Can any one please tell me the details or atleast share the links of the respective blogs?

I will be completing 3 years. Immediate help will be appreciated.



5 replies on this article “Need a reason to surrender LIC Jeevan saral and Jeevan Anand”

  1. Khushi says:

    Thanks Ashal


  2. ashalanshu says:

    Dear Khushh, after payment of 6th 1/2yly prem. you are eligible for surrender. It’s in your own interest to book loss and stop paying the remaining prem.



  3. Khushi says:

    Hi Hemant & Ahsalanshu,

    Thanx alot for the help.

    I had one more question,
    My premium paying mode is half yearly (13k at one time, 26k yearly). in blogs it is mentioned that after 3 premiums paid u can make the policy paid up or surrender it. Am not clear, in my case when it will be 3 premiums? Half yearly 3 premiums(1.5yrs) or 6 premiums(3 years)?
    Till now i have paid 4 half yearly premiums. Can i surrender it now and get 30% of the premiums paid??

    I was novice to investments when i took these policies. 🙁


  4. ashalanshu says:

    Dear Khushh, easy option to you, type jeevan saral in the search bar above and check the results for past discussions here in the forum.



  5. Hemanth Chandra says:

    Dear Khushh,

    I have searched as ‘anand’ in the custom search in the forum. I got a lot of links on jeevan anand. Below are few of it. For links on jeevan saral just search as ‘saral’

    Let me know in case of any clarification required.


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