POSTED BY January 15, 2013 6:46 pm COMMENTS (18)ON
After some analysis I found below 2 plans suitable for my term insurance needs:
1. HDFC C2P
2. AVIVA i-Life
After considering some factors, I had choosen HDFC C2P and applied for it.
My medical test has been performed in 4-5 days. Few days later I got notification from HDFC that my proposal is postposned because of ‘elevated level in my blood sugar’.
It was a shocking news for me because I am a healthy person and never had any problem (touch wood).
I called hospital people (where my medical check-up was conducted) and after request they informed me that my sugar level count is 173 (normaly it should be between 70-100).
I still not belived that and went for medical check-up again by myself and found suger level count is 72(which is normal).
Then I decided to go for AVIVA i-life plan and applied for the policy.
Fortunetly/Unfortunetly, my medical examination was scheduled at same hospital, where it was conducted before for HDFC.
This time I carried my medical report (which I had done by myself) and asked hospital about the reason for differences in both reports.
According to their report my count was 173 & according to my report count was 75.
They checked again and found that it was a TYPING MISTAKE, actual count was 73 but they wrote it 173 by mistake.
Now, because of this mistake HDFC postponed my application & also my insurance records gets affected.
Hospital GM apologies for the mistake and sent clarification note to HDFC about the mistake.
Currently, my AVIVA application is under processing.
Lesson Learnt & Message: DON’t trust on any medical report if it looks surprized for you.
Please double check it with mutiple doctors or Hospital if you think it is not correct and challenge it.
2021 © Jagoinvestor.com All Right Reserved