POSTED BY May 10, 2013 7:42 pm COMMENTS (2)ON
I have figured out the below Debt Funds to be a part of my portfolio, require a quick run trough and let me know if i have missed anything.
The investment strategy would be lumpsum at times and in SIP at times.
My investment horizon is 4-5 years, and this debt part should be serving as a debt part of my portfolio.
My equity exposure is only 2 funds.
Quantum Tax Saver and Franklin Tax sheild.
My choice of Debt Funds….
1. IDFC Dynamic Bond Regular
Avg Maturity : 5.77 Yrs, Credit Quality : AA, Expense Ratio : 1.2, Total Assets : 3998
2. Birla Sun Life Dynamic Bond Ret
Avg Maturity : 3.65 Yrs, Credit Quality : AA, Expense Ratio : 1.17, Total Assets : 14660
3. Templeton India Income Opportunities Fund
Avg Maturity : 3.07 Yrs, Credit Quality : AA, Expense Ratio : 1.65, Total Assets : 3019
Given the interest rate cycle to go down, shouldn’t these funds with Avg Maturity @ 3-4 Yrs be doing good?.
I am inclined to BSL Dynamic Bond Fund and IDFC Dynamic Bond Regular
Please suggest if any one has any other thoughts…
Thanks in Advance,