Mutual Fund Portfolio Management

POSTED BY Ishika ON March 31, 2012 5:03 pm COMMENTS (4)

Im a silent reader of your blog…need your urgent advise on the below …had started investing in SIP for MF’s arnd 2008 but do not follow/ understand MF’s closely….and also do not live in india anymore…

have the below funds ,not sure if i should continue with them

Currently i have the below monthly SIP’s on (10000Rs)

Birla Sun Life Midcap Fund – Gr,HDFC Top 200 Fund – Gr.HDFC Top 200 Fund – Gr.

All the others have been discontinued but are still lying in my portfolio..

Birla Sun Life Tax Relief 96 Fund – Div

DSP BlackRock T.I.G.E.R. Fund – Gr

Principal Personal Tax Saver

Principal Tax Savings Fund

SBI Magnum Tax Gain Fund – Div

SBI Magnum Tax Gain Fund – Gr

Sundaram Tax Saver – Gr

My question is dat how long should i hold these funds for (i have been waiting for these funds to perform, and wish to withdraw atleast when i get back what i have invested) …..so currently they are jus lying in there….

what would be your advise for me…am not good with this …please help!!
thanks in advance…

4 replies on this article “Mutual Fund Portfolio Management”

  1. premneedhelp@gmail.com says:

    Sorry, asked at wrong place…not able to delete from here..

  2. premneedhelp@gmail.com says:

    Hi Experts, I want to start a SIP for long term ( Say 10 yr).I already have a SIP in DSP-BR India TIGER – RP (G) since Jan 2010 which ( Net gain as of today is – -6.78% ). I also have invested a small lump sum amount in HDFC Top 200 Fund (G) ( Net gain as of today 14.22%) and Reliance Diver. Power – RP (G)since 2010 ( Net gain -27.23%%). Could you please suggest me one good MF to start the SIP for 10 Year? One more thing , I realized that DSP-BR India TIGER is not doing well and same is applicable to Reliance Power. Should I redeem/switch these funds. I invested in these MFs as my long term investment. Thanks alot in advance.

    1. Dear premneedhelp, out of the 3 funds you are investing in as of now, DSP TIGER & Rel. Div. Power are sectoral funds & these should be in your core portfolio.

      My take ‘ll be to STOP SIP in DSP TIGER & Rel. Div. Power & divert the amount into Quantum Long Term Eq. fund.

      Thanks

      Ashal

  3. TheZionView says:

    Ishika

    a simple advice would be withdraw all those porfolio if it has free of lock in period and invest into fund like HDFC Top 200

    You will loose out on opportunity cost if you wait on until you get back what you paid.

    Birla Sun Life Midcap i am not sure of its performance ,,you might want to take a look at IDFC Premier Equity A or Birla Sunlife Dividend Yield Plus for mid cap.

    HDFC top 200 is excellent fund and you can continue on it

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