MUTUAL FUND – MY PORTFOLIO

POSTED BY Raja ON September 2, 2013 5:13 pm COMMENTS (20)

Dear Manish,
i’m invested in MF 15000 p.m (Last june i started MF) pls.check my portfolio and give me your suggestion and any modify. if anything i can change….
i’m waiting for your reply.

1. ICICI -pru focused Bluchip fund – 3000 p.m.
2. HDFC TOP 200 G – 5000 p.m.
3. UTI- Opportunities Fund – 2000 p.m
4. RELIANCE oppor. Fund G – 2000 p.m
5. IDFC Premier Eq. Fund G – 3000 p.m.

Best Regards,
RAJA

 

20 replies on this article “MUTUAL FUND – MY PORTFOLIO”

  1. Kuntal says:

    @ Ranjith,
    A simple suggestion-
    Please go through all qs & ans on JI blog as well as forum.
    Please take 2-3 months.
    If U still have query- feel free to ask. Invest only after that.
    BTW- I started in the same way.
    Thanks,
    Kuntal.

  2. Dear Ranjith, HDFC is the name of AMC – asset management company in this case. There are several funds within HDFC. Which fund are you referring to?

    thanks

    Ashal

  3. Ranjith B Gowda says:

    Dear Ashal sir

    Is hdfc mf is good..?

  4. Jig says:

    You can opt for term plan even from out of country.

    Recently edelweiss offering NRI term plans. and may be others too. May be the SA offered is less.

    I had Aviva offline term plan of 30 lac which cost me 13K p.a

    thanks & regards

    Jig

  5. Dear Raja, just a small request. Please do not type each reply in all CAPS. It’s an eye sore to read.

    Rest is fine.

    Thanks

    Ashal

  6. Dear Raja, yes is the answer.

    Thanks

    Ashal

    1. Raja says:

      BROTHER ASHAL,

      THANK YOU VERY MUCH FOR YOUR COOPERATION

      RAJA

  7. Dear Raja, Reliance money manager with ATM card facility can be opted for you as you can withdraw amount from ATMs anytime as per your need in case of emergency.

    Thanks

    Ashal

    1. Raja says:

      BROTHER ASHAL,
      IS RELAINCE MONEY MANAGER A LIQUID FUND?

      PLS.GIVE ME A GOOD LIQUID FUND NAME

      RAJA

  8. Dear Raja, please park around 4 months’ expenses into a SB account & remaining 5 month’s expenses in a liquid fund.

    thanks

    Ashal

    1. Raja says:

      BROTHER ASHAL,

      THANK YOU VERY MUCH FOR YOUR IMMEDIATE RESPONSED.

      LQD FUND – WHT CAN WE TAKE THE AMOUNT FOR EMRGNCY TIME?
      PLS. TELL ME WHICH LQD FIND IS GOOD.
      WHAT IS YOUR OPINION FOR “RELIACE MONEY MANAGER” (WITH ATM)?
      WAITING 4 YOUR VALUABLE REPLY.

      RAJA

  9. Dear Kuntal, as the investments are already there in IPru, i’m not asking for complete change over. Had he been investing in some other large cap fund, I w’d have opted for Franklin india Bluechip. 🙂

    Thanks

    Ashal

    1. Kuntal says:

      @ Ashal,
      Got it, thanks,
      Sorry to have overlooked the query.
      Thanks,
      Kuntal.

  10. Kuntal says:

    @ Ashal,
    IPru Focussed Bluechip or Franklin india Bluechip?
    Thanks,
    Kuntal.

  11. Dear Raja, first of all, please allocate amount at least 9 months’ expenses. Once it’s done, please focus on wealth creation. I’m not discussing insurance here for the simple fact that you are out of India & no indian insurer ‘ll cover your health & life outside India while you are working there. Please invest in only 2 funds.

    IPru Focussed Bluechip
    IDFC Prem. Eq.

    Thanks

    Ashal

  12. Raja says:

    Dear Brother,
    Already …….ment Planner contact me (Himself)
    They said “after reach in india… You can start Term & Health Insurance”…

    Now, i Confused…. Pls. Help me.

    Next year, I’ll Come there (India).

    Pls. give me Your suggestion for the above my MF Portfolio.

    Thanks

    RAJA

  13. Dear Raja, in this case, I w’d ask you to take help of a paid financial planner. As there are too many lose ends in your financial story & to tied it up, you need professional help. 🙂

    thanks

    Ashal

    1. Raja says:

      Brother Ashal,
      Thank you very much for your information…

      I’ll arrange the Allocate for 9 month’s Expense…
      Where am i Park this amount (eg-200000)?

      Pls. explain & recomment me.

      RAJA

  14. Raja says:

    Dear Ashal,
    Thank you very much for your responsed.

    My income – 85000/- p.m.
    My Expenses – 20000/- p.m

    Brother, i don’t have any other Insurance and Investment … (Friend said “you can’t take any Term & Health Insurance from Saudi”).

    Pls. give me full details for below (Investment) the future purpose…

    1. Emergence –
    2. Term Insurance – (In Market too much Term Plan….tell me…Your choice)
    3. Health Insurance – ( Mummy-65yrs, wife-30, son-2, dgtr-6yrs old- ….tell me … Your choice)
    4. Child Education & Marriage – (i’ll follow your any suggestion…)
    5. Retirement – (I Need Long Term – 23yrs….?)

    I am waiting …….

    Best Regards,
    RAJA

  15. Dear Raja, what about your other details, like current income, current mly expenses, life insurance, emergency fund, health insurance. PPF & other investments?

    thanks

    Ashal

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