Dear Manish,

From last 6 months I am started to invest in MF throuh SIP. I am 29 yrs. old. My investment are as follows 

1) ICICI Pru Tax Plan – 2 K 

2) DSP Black Rock Tax Saver Fund – 3 K

3) UTI Dividend Yield Fund – 2 K

4) Birla Sunlife Frontline Equity Fund -2 K

5) Canara Robeco  Equity Diversified- 2 K

6) ICICI Pru Focused Bluechip Equity Fund – 1 K

7) Fidelity Global Real Assets Fund – 1 K

8) HDFC Top 200- 2 K

9) Reliance Banking Fund- 1 K

Is my portfolio is on right track or I have to some changes in it. and also I want invest in IDFC Premier Equity Fund and ICICI Dynamic via SIP in next 2 months. Is it good choice?Please guide me.

Thanks in advance. 

Dear Ramesh Sir,

Thanks for response following are my details

Both I and my wife are doing a job in Software Company. We both save near about 50 % from our salary. And we wish to invest in all these funds regularly for 15 yrs. through SIP. This is our both investment. I had ULIP of HDFC Crest of 2.5 lakhs for 5 yrs. and my wife had HDFC Pro Growth plan of 9 lakhs for 25 yrs. From last 2 yrs we both invested in ELSS (Reliance and Canara Robeco) funds 35 K and 40 K lump sum amount respectively .Under 80 CCF we invest 20 K in Infra bonds. We both have a comman PPF account in which we invset 40 K p.a. I also invest 1 Lakhs in Canara Robeco FMP. My first goal will have to take a home in next 5 yrs. In next 15 yrs. my child’s higher education and next 22 yrs. child’s marriage.