November 1, 2010 12:39 pm
I am planning to invest Rs. 10,000/- every month in 4-5 mutual funds through SIP for 20 years. could u suggest some 4-5 good funds?? My risk appetite is medium and risk tolerance is medium.
For 20 years of time, you can divide your money in
Reliance Regular Savings Fund – Equity
IDFC Premier Equity Fund
DSP BlackRock Small & MidCap
HDFC Top 200
All these funds have good track record.
Hope it will help you.
1) Templeton India Growth Fund
2) HDFC Equity
Both are multi-cap funds with Large Cap tilt.
3) IDFC Premier Equity – Mid and small cap.
4) Reliance RSF- Balanced.
DSP Tiger and ICICI Pru Infra are both sector funds. They have an element of risk in them.
Instead you can invest in DSP Eq or Top 100 Fund and Reliance growth fund.
Both have performed very well over a long period of time.
My personal picks are as follows :
1) DSP BlackRock India T.I.G.E.R Fund-Growth
2) HDFC Top 200
3) ICICI Discovery Fund
4) ICICI Prudential Infrastructure Growth Fund.
But you can do a research/analysis on the above funds before you invest in them.
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