POSTED BY May 22, 2012 2:46 pm COMMENTS (12)ON
I am 28 years old married and have a working wife. We plan to invest around 16k per month in the form of SIP in 4 different funds (4k/fund). I have an average risk appetite. Time horizon for investment is atleast 5 years without the intention of withdrawing any amount and would like to continue as long as possible unless the financial situation demands otherwise.
I realize the distribution should be made in terms of Large/Mid/Small/Muti cap, Balanced etc.
On preliminary research, I have selected the below mentioned fund. Please help me pick 4 funds amongst these to create a well balanced portfolio.
1. Franklin India Bluechip
2. DSPBR Top 100 Equity
3. HDFC Top 200
4. IDFC Premier Equity A
5. DSPBR Small & Midcap
6. HDFC Equity
7. HDFC Prudence
Please suggest any good/better funds I may have missed. I can afford to be a little aggressive and opt for more equity oriented funds as we don’t have any dependents as of now. We have adequate insurance coverage, invest 50k yearly in our PPF accounts respectively and have 6L in FD’s.