POSTED BY January 25, 2015 9:18 am NO COMMENTSON
I have an existing home loan (23L) + top up loan (12 L) from a private bank, totaling to 34 Lakhs.
Would like to know whether i can do balance transfer of both the above accounts?
1. would any of the banks allow to merge this into a single loan? if so, would they hike the interest rates from normal?
2. if they keep it separate loans, would there be interest rate difference b/w both?
Thanks in advance.