Hi,

I wish to avail sec-80D tax benefit. Let’s say if I pay for mediclaim policies as follows:

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Policy-1: Self + Mother = 12000

Policy-2: Wife + Mother-in-Law = 12000

Policy-3: Father + Mother = 7000

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As per law, Self+wife = 15K , Senior-Parents=20K can be claimed, but Mother-in-Law is not covered. In my case, can I claim as follows?

For Parents = Policy-3 + Policy-1

For Self = Policy-2

Please suggest…

Thanks and Regards,

Shankar