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POSTED BY ON April 10, 2013 3:35 pm COMMENTS (8)
My Book Balance for loan taken for 47.3 Lacs
(on 26/02/2013) on 3rd April 2013 is
– 45,29,695.00 This is after adding interest of March 2013,
Now 1st EMI of 55 K is deducted on 10th
April 2013
& Book Balance is
-45,54,796.00
How Book Balance is increased instead of decreasing
?
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Dear Dhananjay, in that case contact RACPC.
thanks
Ashal
Dear Dhananjay, please contact your loan serving branch of SBI & get the correct info from there.
thanks
Ashal
Dear Ashal,
Thanks
No one in my loan serving branch of SBI knows details of these calculations & telling that everything may be correct…
What i have to do..
Dear Dhananjay, did you withdraw any amount in between or any amount was withdrawn for you by the bank? I’m unable to understand the thing that 2 EMIs have been paid & yet there is non change in Drawing Power? As per my understanding of the product, your DP should come down after these 2 EMIs.
Thanks
Ashal
No amount is withdrawn by me or Bank in between this period. Also i am surprised, how the Book Balance is increased instead of reducing.
Kindly guide me? How to take up this matter with SBI HL
Drawing Power is same i.e. Rs. 47,37,092.00
Dear Dhananjay, what was your drawing power in Feb, Mar & now?
Thanks
Ashal
Kindly read 2nd EMI on 10th April 2013