Hi. Thank you Jago Investor for all your articles on Insurance and I am very impressed. They are extremely informative and very helpful.

I am looking for a health insurance for my parents (48&49), my sister (18) and myself(23). Is Max Bupa the only insurance co. that meets my needs? I couldn’t find any other company. (5*4)+15=35L needs a premium of 29000 at Max Bupa. However, this is a silver plan. Do you think there would be any major dis-advantages because it is not a gold or platinum plan?

Also do you think it would be good idea to split, one for my parents and one for my sister and myself? Religare seems to be a good option here with premiums of 25,500 and 8,500 respectively for a cover of 10l for each policy.

What is your opinion? Any guidance will be greatly appreciated. Thanks Manish.