Looking for advise about ICICI Prulife Life Stage Assure ULIP policy

POSTED BY vishwa_yc ON November 16, 2013 11:12 am COMMENTS (4)

I have a Life stage Assure policy with ICICI Prulife. I have been grossly misled into investing huge amount of money by an India info online executive into it as I had absolutely no idea whatsoever about ULIPS at the time of investment. I have invested 1 lakh per annum over a period of 5 years.

I have recently checked the fund value and was shocked and disheartened to know that I\’m at a loss of almost 1 Lakh.

I don\’t have the ability to pump in 1 lakh per annum anymore in this policy.

Kindly advise what is the best course that I can avail.

Looking for a honest advise


Best Regards


4 replies on this article “Looking for advise about ICICI Prulife Life Stage Assure ULIP policy”

  1. ICICI Prudential says:

    Dear Sir(Vishwa),

    We are sorry to hear your concern. We request you to help us with your contact and policy details to assist you .

    Alternatively, you may also post your concern along with your policy details on https://onlinelifeinsurance.iciciprulife.com/digital/ipru/GrievanceRedStep.htm?execution=e2s1
    Request you to quote the reference number 095819 whilst sharing the details. Post receipt of the requirement, our representative will get in touch with you within 48 hours.

    ICICI Prudential Life Insurance

  2. ashalanshu says:

    Dear Vishwa, please opt for prem. holiday.



  3. Naveen Kumar says:


    units are not allotted for ur first yr premium..

    Relax, on only completion of 10 yrs fund value along with first yr premium+guaranteed additions will be given

  4. Naveen Kumar says:

    Dear Viswa,


    Regarding ur icici policy , units are not alloted for ur first year premium. Read ur policy document for further details, as this policy has a minium 5 year premium pay and can be surrendered on completion of 10 policy years.

    First year policy units along with guaranteed additions(100% to 125%-depends up on terms and ppt) will be paid on 10th policy year or on completion of its term.
    so, only next 4 years premium is allotted for your fund value . so it says 4 lakhs…

    Naveen KUmar

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