What are Linked Premium and Non-Linked Premium in IRDA terms ?

POSTED BY shashank ON June 19, 2012 10:59 pm COMMENTS (4)

What are Linked Premium and Non-Linked Premium in IRDA terms ? Can some one clarify them for me ? How is it related to Settlement ratio ?

4 replies on this article “What are Linked Premium and Non-Linked Premium in IRDA terms ?”

  1. shashank says:

    thanks Ashal for clarifying my doubt

  2. shashank says:

    Hi Ashal

    I came through these terms while going through IRDA annual report 2011-12 to understand insurance companies claim settlement ratio and other stuff.

    1. Dear Shashank, yes now I can understand & it’s that traditional policies’ prem. ‘ll be notified as non linked prem. & ULIP Prem. ‘ll be classified as linked prem.

      Thanks

      Ashal

  3. Dear Shashank, can you elaborate? I feel you are talking about Unit linked & non unit linked policies?

    Please confirm.

    Thanks

    Ashal

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