POSTED BY September 13, 2013 5:50 pm COMMENTS (3)
ONWell i have an interesting situation,
Policy 1 – Jeevan Surbhi T 15 Since 2008 SA – 6 L
Policy 2 Jeevan Surbhi T 15 Since 2011 SA -4 L
Policy 3 Jeevan Surbhi T 15 Since 2011 SA – 2 L
policy 1 is on my name and I made all the payments till date. For Policy 2 & 3 Premium frequency stands as half yearly and i made only 1 payment of policy 2 and 2 payments for policy 3.
Due to a huge home loan commitment, i am unable to continue any of these policies….Needless to mention that i have other ULIP/PPF /RD/FD with me
Can i anyone suggest me a smooth departure?
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Thanks for your voice Sir!
1. May i Ask “Why I “”””MAY””” get a surrender value for policy number 3″ ? As i mentioned earlier, i have been paying premium since last six years for this one.
2. Would you recommend anything for policy Number 2 & 3. I paid more then 40k.
Thanks for your voice Sir!
1. May i Ask “Why I “”””MAY””” get a surrender value for policy number 1″ ? As i mentioned earlier, i have been paying premium since last six years for this one.
2. Would you recommend anything for policy Number 2 & 3. I paid more then 40k.
Dear Shubh, the policy no. 2 & 3 are total loss & for 1 you may get a surrender value.
thanks
Ashal